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Financial Advice For RACO Members

As administrators of the RACO Group AVC scheme, we receive many requests from members for advice regarding Retirement & Financial Planning, such as;
​​

  • Retirement options – How to manage your retirement income
  • Dept of Defence pension & AVCs – Get to know your entitlements and the options available
  • Replacing Death in Service cover – How to ensure your are covered sufficiently in retirement​​
  • Investment Options – How to manage your retirement gratuity and any other deposits you may have

Our team of Advisors are very familiar with the Dept of Defence superannuation scheme and the benefits available, and are therefore well positioned to offer advice to members on the above topics, or any other queries they may have in relation to their retirement.

Benefits of joining the RACO Group AVC Scheme

Improve your pension options at retirement – An AVC will allow you to build a fund of money with which you will have options for drawdown at retirement

Tax relief on contributions* – Most RACO members pay tax at the higher rate, but by contributing to an AVC scheme, you can redirect some of this tax into a pension pot for your retirement
​
Flexible contribution options – Increase, decrease or cease your contributions at any time. There is also the option to make regular or once off contributions, or a mixture of both

Alleviate gap between retirement and State Pension – Your AVC fund can be used to support your pension income in the years between your retirement and the date your State pension kicks in.

*Subject to Revenue rules

RACO Superannuation Scheme Booklets

Click on the booklet cover to request an email copy.

Financial Planning Reviews for RACO members

To arrange a review with an Advisor to discuss your own particular situation, please submit your details below.
    * Indicates required field

    Name: *

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    Phone Number: *

    Email Address: *

    Location: *

    Date of Joining Service: *

    Contact time: *

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Alternatively, you can contact us by phone or email as below.

We look forward to hearing from you.

Phone:
01 8298500

Email:
​info@ipf.ie

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