Irish Pensions and Finance

Income Protection Claim – Irish Pensions and Finance

Income Protection Claim

If you have found yourself unable to work due to long term illness or injury, you may be entitled to make a claim on your Personal Income Protection Policy. Follow the steps below to make your claim.

Step One: Check the deferred period on your policy – this is the amount of time you must be on sick leave before your income protection payments begin. If your illness or injury is likely to prevent you from working beyond your deferred period, this table shows you when you should contact us. See details below:

Deferred Period – Time to notify us after illness / injury begins
4 weeks  – 2 weeks
8 weeks  – 4 weeks
13 weeks – 8 weeks
26 weeks – 13 weeks
52 weeks – 26 weeks

Step Two: To get your claim started, we’ll need some basic details from you

  • Name
  • Your policy number
  • The nature of your illness
  • The date you last worked

If the illness you’re claiming for is covered under your policy we’ll send you a claim form to complete, and a Medical Certificate, which your doctor should complete.

The following paperwork will also be required:

​Employee

  • Copy of your P60
  • 3 recent payslips before ceasing work

Company Director

  • Copy of your P60
  • 3 recent payslips before ceasing work
  • A copy of the company accounts for the last 3 years
  • Copy of your Income Tax assessments for the last 3 years

Self Employed

  • A copy of your certified accounts for the last 3 years
  • Copies of your Income Tax assessments for the last 3 years

Step Three: Once  a decision is made on your claim, the Life company will pay your benefit electronically to your bank account.

All claimants that are receiving payments are subject to ongoing regular medical and/or financial review – you will be contacted for any information required when reviewing your claim.

Claim Forms:
New Ireland Assurance
Zurich Life – Contact us
Aviva
Irish Life – Contact us
Royal London – Contact us