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Alternatively, you can
contact us by phone
or email as below.

We look forward to
​hearing from you.
​

Phone:
01 8298500

Email:
​info@ipf.ie

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What is Income Protection?

Income Protection can provide you with a replacement income should you be out of work due to illness or injury.

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How does it work?

Your Income Protection policy can provide you with a replacement income of up to 75% of your salary, allowing you to ensure your bills and regular outgoings are covered while you recover.

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}
});

_Element.prototype.settings = new PlatformElementSettings({“top_left_radius_each”:[{“top_left_radius_index”:0},{“top_left_radius_index”:1},{“top_left_radius_index”:2},{“top_left_radius_index”:3},{“top_left_radius_index”:4},{“top_left_radius_index”:5},{“top_left_radius_index”:6},{“top_left_radius_index”:7},{“top_left_radius_index”:8},{“top_left_radius_index”:9},{“top_left_radius_index”:10},{“top_left_radius_index”:11},{“top_left_radius_index”:12},{“top_left_radius_index”:13},{“top_left_radius_index”:14},{“top_left_radius_index”:15},{“top_left_radius_index”:16},{“top_left_radius_index”:17},{“top_left_radius_index”:18},{“top_left_radius_index”:19}],”top_right_radius_each”:[{“top_right_radius_index”:0},{“top_right_radius_index”:1},{“top_right_radius_index”:2},{“top_right_radius_index”:3},{“top_right_radius_index”:4},{“top_right_radius_index”:5},{“top_right_radius_index”:6},{“top_right_radius_index”:7},{“top_right_radius_index”:8},{“top_right_radius_index”:9},{“top_right_radius_index”:10},{“top_right_radius_index”:11},{“top_right_radius_index”:12},{“top_right_radius_index”:13},{“top_right_radius_index”:14},{“top_right_radius_index”:15},{“top_right_radius_index”:16},{“top_right_radius_index”:17},{“top_right_radius_index”:18},{“top_right_radius_index”:19}],”bottom_left_radius_each”:[{“bottom_left_radius_index”:0},{“bottom_left_radius_index”:1},{“bottom_left_radius_index”:2},{“bottom_left_radius_index”:3},{“bottom_left_radius_index”:4},{“bottom_left_radius_index”:5},{“bottom_left_radius_index”:6},{“bottom_left_radius_index”:7},{“bottom_left_radius_index”:8},{“bottom_left_radius_index”:9},{“bottom_left_radius_index”:10},{“bottom_left_radius_index”:11},{“bottom_left_radius_index”:12},{“bottom_left_radius_index”:13},{“bottom_left_radius_index”:14},{“bottom_left_radius_index”:15},{“bottom_left_radius_index”:16},{“bottom_left_radius_index”:17},{“bottom_left_radius_index”:18},{“bottom_left_radius_index”:19}],”bottom_right_radius_each”:[{“bottom_right_radius_index”:0},{“bottom_right_radius_index”:1},{“bottom_right_radius_index”:2},{“bottom_right_radius_index”:3},{“bottom_right_radius_index”:4},{“bottom_right_radius_index”:5},{“bottom_right_radius_index”:6},{“bottom_right_radius_index”:7},{“bottom_right_radius_index”:8},{“bottom_right_radius_index”:9},{“bottom_right_radius_index”:10},{“bottom_right_radius_index”:11},{“bottom_right_radius_index”:12},{“bottom_right_radius_index”:13},{“bottom_right_radius_index”:14},{“bottom_right_radius_index”:15},{“bottom_right_radius_index”:16},{“bottom_right_radius_index”:17},{“bottom_right_radius_index”:18},{“bottom_right_radius_index”:19}],”top_padding_each”:[{“top_padding_index”:0},{“top_padding_index”:1},{“top_padding_index”:2},{“top_padding_index”:3},{“top_padding_index”:4},{“top_padding_index”:5},{“top_padding_index”:6},{“top_padding_index”:7},{“top_padding_index”:8},{“top_padding_index”:9},{“top_padding_index”:10},{“top_padding_index”:11},{“top_padding_index”:12},{“top_padding_index”:13},{“top_padding_index”:14},{“top_padding_index”:15},{“top_padding_index”:16},{“top_padding_index”:17},{“top_padding_index”:18},{“top_padding_index”:19}],”bottom_padding_each”:[{“bottom_padding_index”:0},{“bottom_padding_index”:1},{“bottom_padding_index”:2},{“bottom_padding_index”:3},{“bottom_padding_index”:4},{“bottom_padding_index”:5},{“bottom_padding_index”:6},{“bottom_padding_index”:7},{“bottom_padding_index”:8},{“bottom_padding_index”:9},{“bottom_padding_index”:10},{“bottom_padding_index”:11},{“bottom_padding_index”:12},{“bottom_padding_index”:13},{“bottom_padding_index”:14},{“bottom_padding_index”:15},{“bottom_padding_index”:16},{“bottom_padding_index”:17},{“bottom_padding_index”:18},{“bottom_padding_index”:19}],”left_padding_each”:[{“left_padding_index”:0},{“left_padding_index”:1},{“left_padding_index”:2},{“left_padding_index”:3},{“left_padding_index”:4},{“left_padding_index”:5},{“left_padding_index”:6},{“left_padding_index”:7},{“left_padding_index”:8},{“left_padding_index”:9},{“left_padding_index”:10},{“left_padding_index”:11},{“left_padding_index”:12},{“left_padding_index”:13},{“left_padding_index”:14},{“left_padding_index”:15},{“left_padding_index”:16},{“left_padding_index”:17},{“left_padding_index”:18},{“left_padding_index”:19}],”right_padding_each”:[{“right_padding_index”:0},{“right_padding_index”:1},{“right_padding_index”:2},{“right_padding_index”:3},{“right_padding_index”:4},{“right_padding_index”:5},{“right_padding_index”:6},{“right_padding_index”:7},{“right_padding_index”:8},{“right_padding_index”:9},{“right_padding_index”:10},{“right_padding_index”:11},{“right_padding_index”:12},{“right_padding_index”:13},{“right_padding_index”:14},{“right_padding_index”:15},{“right_padding_index”:16},{“right_padding_index”:17},{“right_padding_index”:18},{“right_padding_index”:19}],”background_color”:”#cae2da”,”opacity”:100,”top_left_radius”:20,”top_right_radius”:20,”bottom_left_radius”:20,”bottom_right_radius”:20,”top_padding”:20,”bottom_padding”:20,”left_padding”:20,”right_padding”:20});
_Element.prototype.settings.page_element_id = “679855163337067551”;

_Element.prototype.element_id = “7fa7f0e3-50f9-4059-bc30-782b7a4654c0”;
_Element.prototype.user_id = “40859893”;
_Element.prototype.site_id = “748682923609045137”;
_Element.prototype.assets_path = “//marketplace.editmysite.com/uploads/b/marketplace-elements-848857247979793891-1.0.1/assets/”;
new _Element({
el: ‘#element-7fa7f0e3-50f9-4059-bc30-782b7a4654c0’
});
});
});

}

if (typeof document.documentElement.appReady == ‘undefined’) {
document.documentElement.appReady = 0;
}

if (document.documentElement.appReady || (window.inEditor && window.inEditor())) {
setupElement679855163337067551();
} else if (document.createEvent && document.addEventListener) {
document.addEventListener(‘appReady’, setupElement679855163337067551, false);
} else {
document.documentElement.attachEvent(‘onpropertychange’, function(event){
if (event.propertyName == ‘appReady’) {
setupElement679855163337067551();
}
});
}

#element-801da6ec-4a37-46fa-8f3a-fb587879aa82 .colored-box-content {
clear: both;
float: left;
width: 100%;
-moz-box-sizing: border-box;
-webkit-box-sizing: border-box;
-ms-box-sizing: border-box;
box-sizing: border-box;
background-color: #f4f7f8;
padding-top: 20px;
padding-bottom: 20px;
padding-left: 20px;
padding-right: 20px;
-webkit-border-top-left-radius: 20px;
-moz-border-top-left-radius: 20px;
border-top-left-radius: 20px;
-webkit-border-top-right-radius: 20px;
-moz-border-top-right-radius: 20px;
border-top-right-radius: 20px;
-webkit-border-bottom-left-radius: 20px;
-moz-border-bottom-left-radius: 20px;
border-bottom-left-radius: 20px;
-webkit-border-bottom-right-radius: 20px;
-moz-border-bottom-right-radius: 20px;
border-bottom-right-radius: 20px;
}

What are the most common reasons for claiming?

Any illness or injury which causes you to be signed off work can result in a claim on Income Protection.
The most common reasons we see are:
  • Stress / Anxiety / Mental Health
  • Back or Limb injuries
  • Pregnancy-related illnesses
  • Cancer

function setupElement397227041672504399() {
var requireFunc = window.platformElementRequire || window.require;

// Relies on a global require, specific to platform elements
requireFunc([
‘w-global’,
‘underscore’,
‘jquery’,
‘backbone’,
‘util/platform/elements/PlatformElement’,
‘util/platform/elements/PlatformElementSettings’
], function(
_W,
_,
$,
Backbone,
PlatformElement,
PlatformElementSettings
) {
var dependencies = null || [];
var platform_element_id = “848857247979793891-1.0.1”;

if (typeof _W.loadedPlatformDependencies === ‘undefined’) {
_W.loadedPlatformDependencies = [];
}

if (typeof _W.platformElements === ‘undefined’) {
_W.platformElements = [];
}

if (typeof _W.platformElements[platform_element_id] === ‘undefined’) {
_W.platformElements[platform_element_id] = {};
_W.platformElements[platform_element_id].deferredObject = new $.Deferred();
_W.platformElements[platform_element_id].deferredPromise = _W.platformElements[platform_element_id].deferredObject.promise();
}

if(_.intersection(_W.loadedPlatformDependencies, dependencies).length !== dependencies.length){
_.reduce(dependencies, function(promise, nextScript){
_W.loadedPlatformDependencies.push(nextScript);
return promise.then(function(){
return $.getScript(nextScript);
});
}, $().promise()).then(function(){
_W.platformElements[platform_element_id].deferredObject.resolve();
});
}

if (dependencies.length === 0){
_W.platformElements[platform_element_id].deferredObject.resolve();
}

_W.platformElements[platform_element_id].deferredPromise.done(function(){
var _ElementDefinition = /**
* This is required for element rendering to be possible
* @type {PlatformElement}
*/
(function() {
var ColoredBox = PlatformElement.extend({

initialize: function() {
}

});

return ColoredBox;
})();

if (typeof _ElementDefinition == ‘undefined’ || typeof _ElementDefinition == ‘null’) {
var _ElementDefinition = PlatformElement.extend({});
}

var _Element = _ElementDefinition.extend({
initialize: function() {
// we still want to call the initialize function defined by the developer
// however, we don’t want to call it until placeholders have been replaced
this.placeholderInterval = setInterval(function() {
// so use setInterval to check for placeholders.
if (this.$(‘.platform-element-child-placeholder’).length == 0) {
clearInterval(this.placeholderInterval);
this.constructor.__super__.initialize.apply(this);
}
}.bind(this), 100);
}
});

_Element.prototype.settings = new PlatformElementSettings({“top_left_radius_each”:[{“top_left_radius_index”:0},{“top_left_radius_index”:1},{“top_left_radius_index”:2},{“top_left_radius_index”:3},{“top_left_radius_index”:4},{“top_left_radius_index”:5},{“top_left_radius_index”:6},{“top_left_radius_index”:7},{“top_left_radius_index”:8},{“top_left_radius_index”:9},{“top_left_radius_index”:10},{“top_left_radius_index”:11},{“top_left_radius_index”:12},{“top_left_radius_index”:13},{“top_left_radius_index”:14},{“top_left_radius_index”:15},{“top_left_radius_index”:16},{“top_left_radius_index”:17},{“top_left_radius_index”:18},{“top_left_radius_index”:19}],”top_right_radius_each”:[{“top_right_radius_index”:0},{“top_right_radius_index”:1},{“top_right_radius_index”:2},{“top_right_radius_index”:3},{“top_right_radius_index”:4},{“top_right_radius_index”:5},{“top_right_radius_index”:6},{“top_right_radius_index”:7},{“top_right_radius_index”:8},{“top_right_radius_index”:9},{“top_right_radius_index”:10},{“top_right_radius_index”:11},{“top_right_radius_index”:12},{“top_right_radius_index”:13},{“top_right_radius_index”:14},{“top_right_radius_index”:15},{“top_right_radius_index”:16},{“top_right_radius_index”:17},{“top_right_radius_index”:18},{“top_right_radius_index”:19}],”bottom_left_radius_each”:[{“bottom_left_radius_index”:0},{“bottom_left_radius_index”:1},{“bottom_left_radius_index”:2},{“bottom_left_radius_index”:3},{“bottom_left_radius_index”:4},{“bottom_left_radius_index”:5},{“bottom_left_radius_index”:6},{“bottom_left_radius_index”:7},{“bottom_left_radius_index”:8},{“bottom_left_radius_index”:9},{“bottom_left_radius_index”:10},{“bottom_left_radius_index”:11},{“bottom_left_radius_index”:12},{“bottom_left_radius_index”:13},{“bottom_left_radius_index”:14},{“bottom_left_radius_index”:15},{“bottom_left_radius_index”:16},{“bottom_left_radius_index”:17},{“bottom_left_radius_index”:18},{“bottom_left_radius_index”:19}],”bottom_right_radius_each”:[{“bottom_right_radius_index”:0},{“bottom_right_radius_index”:1},{“bottom_right_radius_index”:2},{“bottom_right_radius_index”:3},{“bottom_right_radius_index”:4},{“bottom_right_radius_index”:5},{“bottom_right_radius_index”:6},{“bottom_right_radius_index”:7},{“bottom_right_radius_index”:8},{“bottom_right_radius_index”:9},{“bottom_right_radius_index”:10},{“bottom_right_radius_index”:11},{“bottom_right_radius_index”:12},{“bottom_right_radius_index”:13},{“bottom_right_radius_index”:14},{“bottom_right_radius_index”:15},{“bottom_right_radius_index”:16},{“bottom_right_radius_index”:17},{“bottom_right_radius_index”:18},{“bottom_right_radius_index”:19}],”top_padding_each”:[{“top_padding_index”:0},{“top_padding_index”:1},{“top_padding_index”:2},{“top_padding_index”:3},{“top_padding_index”:4},{“top_padding_index”:5},{“top_padding_index”:6},{“top_padding_index”:7},{“top_padding_index”:8},{“top_padding_index”:9},{“top_padding_index”:10},{“top_padding_index”:11},{“top_padding_index”:12},{“top_padding_index”:13},{“top_padding_index”:14},{“top_padding_index”:15},{“top_padding_index”:16},{“top_padding_index”:17},{“top_padding_index”:18},{“top_padding_index”:19}],”bottom_padding_each”:[{“bottom_padding_index”:0},{“bottom_padding_index”:1},{“bottom_padding_index”:2},{“bottom_padding_index”:3},{“bottom_padding_index”:4},{“bottom_padding_index”:5},{“bottom_padding_index”:6},{“bottom_padding_index”:7},{“bottom_padding_index”:8},{“bottom_padding_index”:9},{“bottom_padding_index”:10},{“bottom_padding_index”:11},{“bottom_padding_index”:12},{“bottom_padding_index”:13},{“bottom_padding_index”:14},{“bottom_padding_index”:15},{“bottom_padding_index”:16},{“bottom_padding_index”:17},{“bottom_padding_index”:18},{“bottom_padding_index”:19}],”left_padding_each”:[{“left_padding_index”:0},{“left_padding_index”:1},{“left_padding_index”:2},{“left_padding_index”:3},{“left_padding_index”:4},{“left_padding_index”:5},{“left_padding_index”:6},{“left_padding_index”:7},{“left_padding_index”:8},{“left_padding_index”:9},{“left_padding_index”:10},{“left_padding_index”:11},{“left_padding_index”:12},{“left_padding_index”:13},{“left_padding_index”:14},{“left_padding_index”:15},{“left_padding_index”:16},{“left_padding_index”:17},{“left_padding_index”:18},{“left_padding_index”:19}],”right_padding_each”:[{“right_padding_index”:0},{“right_padding_index”:1},{“right_padding_index”:2},{“right_padding_index”:3},{“right_padding_index”:4},{“right_padding_index”:5},{“right_padding_index”:6},{“right_padding_index”:7},{“right_padding_index”:8},{“right_padding_index”:9},{“right_padding_index”:10},{“right_padding_index”:11},{“right_padding_index”:12},{“right_padding_index”:13},{“right_padding_index”:14},{“right_padding_index”:15},{“right_padding_index”:16},{“right_padding_index”:17},{“right_padding_index”:18},{“right_padding_index”:19}],”background_color”:”#f4f7f8″,”opacity”:100,”top_left_radius”:20,”top_right_radius”:20,”bottom_left_radius”:20,”bottom_right_radius”:20,”top_padding”:20,”bottom_padding”:20,”left_padding”:20,”right_padding”:20});
_Element.prototype.settings.page_element_id = “397227041672504399”;

_Element.prototype.element_id = “801da6ec-4a37-46fa-8f3a-fb587879aa82”;
_Element.prototype.user_id = “40859893”;
_Element.prototype.site_id = “748682923609045137”;
_Element.prototype.assets_path = “//marketplace.editmysite.com/uploads/b/marketplace-elements-848857247979793891-1.0.1/assets/”;
new _Element({
el: ‘#element-801da6ec-4a37-46fa-8f3a-fb587879aa82’
});
});
});

}

if (typeof document.documentElement.appReady == ‘undefined’) {
document.documentElement.appReady = 0;
}

if (document.documentElement.appReady || (window.inEditor && window.inEditor())) {
setupElement397227041672504399();
} else if (document.createEvent && document.addEventListener) {
document.addEventListener(‘appReady’, setupElement397227041672504399, false);
} else {
document.documentElement.attachEvent(‘onpropertychange’, function(event){
if (event.propertyName == ‘appReady’) {
setupElement397227041672504399();
}
});
}
#element-dcf477f1-dc1f-4f3e-a0f0-84e070e86df1 .colored-box-content {
clear: both;
float: left;
width: 100%;
-moz-box-sizing: border-box;
-webkit-box-sizing: border-box;
-ms-box-sizing: border-box;
box-sizing: border-box;
background-color: #f4f7f8;
padding-top: 20px;
padding-bottom: 20px;
padding-left: 20px;
padding-right: 20px;
-webkit-border-top-left-radius: 20px;
-moz-border-top-left-radius: 20px;
border-top-left-radius: 20px;
-webkit-border-top-right-radius: 20px;
-moz-border-top-right-radius: 20px;
border-top-right-radius: 20px;
-webkit-border-bottom-left-radius: 20px;
-moz-border-bottom-left-radius: 20px;
border-bottom-left-radius: 20px;
-webkit-border-bottom-right-radius: 20px;
-moz-border-bottom-right-radius: 20px;
border-bottom-right-radius: 20px;
}

Why would I need Income Protection?

​Income Protection is not for everyone, but we would always suggest you consider ​​if your family could survive financially without your income.
​
​If the answer is No, you may need to consider Income Protection.

function setupElement782600876507762472() {
var requireFunc = window.platformElementRequire || window.require;

// Relies on a global require, specific to platform elements
requireFunc([
‘w-global’,
‘underscore’,
‘jquery’,
‘backbone’,
‘util/platform/elements/PlatformElement’,
‘util/platform/elements/PlatformElementSettings’
], function(
_W,
_,
$,
Backbone,
PlatformElement,
PlatformElementSettings
) {
var dependencies = null || [];
var platform_element_id = “848857247979793891-1.0.1”;

if (typeof _W.loadedPlatformDependencies === ‘undefined’) {
_W.loadedPlatformDependencies = [];
}

if (typeof _W.platformElements === ‘undefined’) {
_W.platformElements = [];
}

if (typeof _W.platformElements[platform_element_id] === ‘undefined’) {
_W.platformElements[platform_element_id] = {};
_W.platformElements[platform_element_id].deferredObject = new $.Deferred();
_W.platformElements[platform_element_id].deferredPromise = _W.platformElements[platform_element_id].deferredObject.promise();
}

if(_.intersection(_W.loadedPlatformDependencies, dependencies).length !== dependencies.length){
_.reduce(dependencies, function(promise, nextScript){
_W.loadedPlatformDependencies.push(nextScript);
return promise.then(function(){
return $.getScript(nextScript);
});
}, $().promise()).then(function(){
_W.platformElements[platform_element_id].deferredObject.resolve();
});
}

if (dependencies.length === 0){
_W.platformElements[platform_element_id].deferredObject.resolve();
}

_W.platformElements[platform_element_id].deferredPromise.done(function(){
var _ElementDefinition = /**
* This is required for element rendering to be possible
* @type {PlatformElement}
*/
(function() {
var ColoredBox = PlatformElement.extend({

initialize: function() {
}

});

return ColoredBox;
})();

if (typeof _ElementDefinition == ‘undefined’ || typeof _ElementDefinition == ‘null’) {
var _ElementDefinition = PlatformElement.extend({});
}

var _Element = _ElementDefinition.extend({
initialize: function() {
// we still want to call the initialize function defined by the developer
// however, we don’t want to call it until placeholders have been replaced
this.placeholderInterval = setInterval(function() {
// so use setInterval to check for placeholders.
if (this.$(‘.platform-element-child-placeholder’).length == 0) {
clearInterval(this.placeholderInterval);
this.constructor.__super__.initialize.apply(this);
}
}.bind(this), 100);
}
});

_Element.prototype.settings = new PlatformElementSettings({“top_left_radius_each”:[{“top_left_radius_index”:0},{“top_left_radius_index”:1},{“top_left_radius_index”:2},{“top_left_radius_index”:3},{“top_left_radius_index”:4},{“top_left_radius_index”:5},{“top_left_radius_index”:6},{“top_left_radius_index”:7},{“top_left_radius_index”:8},{“top_left_radius_index”:9},{“top_left_radius_index”:10},{“top_left_radius_index”:11},{“top_left_radius_index”:12},{“top_left_radius_index”:13},{“top_left_radius_index”:14},{“top_left_radius_index”:15},{“top_left_radius_index”:16},{“top_left_radius_index”:17},{“top_left_radius_index”:18},{“top_left_radius_index”:19}],”top_right_radius_each”:[{“top_right_radius_index”:0},{“top_right_radius_index”:1},{“top_right_radius_index”:2},{“top_right_radius_index”:3},{“top_right_radius_index”:4},{“top_right_radius_index”:5},{“top_right_radius_index”:6},{“top_right_radius_index”:7},{“top_right_radius_index”:8},{“top_right_radius_index”:9},{“top_right_radius_index”:10},{“top_right_radius_index”:11},{“top_right_radius_index”:12},{“top_right_radius_index”:13},{“top_right_radius_index”:14},{“top_right_radius_index”:15},{“top_right_radius_index”:16},{“top_right_radius_index”:17},{“top_right_radius_index”:18},{“top_right_radius_index”:19}],”bottom_left_radius_each”:[{“bottom_left_radius_index”:0},{“bottom_left_radius_index”:1},{“bottom_left_radius_index”:2},{“bottom_left_radius_index”:3},{“bottom_left_radius_index”:4},{“bottom_left_radius_index”:5},{“bottom_left_radius_index”:6},{“bottom_left_radius_index”:7},{“bottom_left_radius_index”:8},{“bottom_left_radius_index”:9},{“bottom_left_radius_index”:10},{“bottom_left_radius_index”:11},{“bottom_left_radius_index”:12},{“bottom_left_radius_index”:13},{“bottom_left_radius_index”:14},{“bottom_left_radius_index”:15},{“bottom_left_radius_index”:16},{“bottom_left_radius_index”:17},{“bottom_left_radius_index”:18},{“bottom_left_radius_index”:19}],”bottom_right_radius_each”:[{“bottom_right_radius_index”:0},{“bottom_right_radius_index”:1},{“bottom_right_radius_index”:2},{“bottom_right_radius_index”:3},{“bottom_right_radius_index”:4},{“bottom_right_radius_index”:5},{“bottom_right_radius_index”:6},{“bottom_right_radius_index”:7},{“bottom_right_radius_index”:8},{“bottom_right_radius_index”:9},{“bottom_right_radius_index”:10},{“bottom_right_radius_index”:11},{“bottom_right_radius_index”:12},{“bottom_right_radius_index”:13},{“bottom_right_radius_index”:14},{“bottom_right_radius_index”:15},{“bottom_right_radius_index”:16},{“bottom_right_radius_index”:17},{“bottom_right_radius_index”:18},{“bottom_right_radius_index”:19}],”top_padding_each”:[{“top_padding_index”:0},{“top_padding_index”:1},{“top_padding_index”:2},{“top_padding_index”:3},{“top_padding_index”:4},{“top_padding_index”:5},{“top_padding_index”:6},{“top_padding_index”:7},{“top_padding_index”:8},{“top_padding_index”:9},{“top_padding_index”:10},{“top_padding_index”:11},{“top_padding_index”:12},{“top_padding_index”:13},{“top_padding_index”:14},{“top_padding_index”:15},{“top_padding_index”:16},{“top_padding_index”:17},{“top_padding_index”:18},{“top_padding_index”:19}],”bottom_padding_each”:[{“bottom_padding_index”:0},{“bottom_padding_index”:1},{“bottom_padding_index”:2},{“bottom_padding_index”:3},{“bottom_padding_index”:4},{“bottom_padding_index”:5},{“bottom_padding_index”:6},{“bottom_padding_index”:7},{“bottom_padding_index”:8},{“bottom_padding_index”:9},{“bottom_padding_index”:10},{“bottom_padding_index”:11},{“bottom_padding_index”:12},{“bottom_padding_index”:13},{“bottom_padding_index”:14},{“bottom_padding_index”:15},{“bottom_padding_index”:16},{“bottom_padding_index”:17},{“bottom_padding_index”:18},{“bottom_padding_index”:19}],”left_padding_each”:[{“left_padding_index”:0},{“left_padding_index”:1},{“left_padding_index”:2},{“left_padding_index”:3},{“left_padding_index”:4},{“left_padding_index”:5},{“left_padding_index”:6},{“left_padding_index”:7},{“left_padding_index”:8},{“left_padding_index”:9},{“left_padding_index”:10},{“left_padding_index”:11},{“left_padding_index”:12},{“left_padding_index”:13},{“left_padding_index”:14},{“left_padding_index”:15},{“left_padding_index”:16},{“left_padding_index”:17},{“left_padding_index”:18},{“left_padding_index”:19}],”right_padding_each”:[{“right_padding_index”:0},{“right_padding_index”:1},{“right_padding_index”:2},{“right_padding_index”:3},{“right_padding_index”:4},{“right_padding_index”:5},{“right_padding_index”:6},{“right_padding_index”:7},{“right_padding_index”:8},{“right_padding_index”:9},{“right_padding_index”:10},{“right_padding_index”:11},{“right_padding_index”:12},{“right_padding_index”:13},{“right_padding_index”:14},{“right_padding_index”:15},{“right_padding_index”:16},{“right_padding_index”:17},{“right_padding_index”:18},{“right_padding_index”:19}],”background_color”:”#f4f7f8″,”opacity”:100,”top_left_radius”:20,”top_right_radius”:20,”bottom_left_radius”:20,”bottom_right_radius”:20,”top_padding”:20,”bottom_padding”:20,”left_padding”:20,”right_padding”:20});
_Element.prototype.settings.page_element_id = “782600876507762472”;

_Element.prototype.element_id = “dcf477f1-dc1f-4f3e-a0f0-84e070e86df1”;
_Element.prototype.user_id = “40859893”;
_Element.prototype.site_id = “748682923609045137”;
_Element.prototype.assets_path = “//marketplace.editmysite.com/uploads/b/marketplace-elements-848857247979793891-1.0.1/assets/”;
new _Element({
el: ‘#element-dcf477f1-dc1f-4f3e-a0f0-84e070e86df1’
});
});
});

}

if (typeof document.documentElement.appReady == ‘undefined’) {
document.documentElement.appReady = 0;
}

if (document.documentElement.appReady || (window.inEditor && window.inEditor())) {
setupElement782600876507762472();
} else if (document.createEvent && document.addEventListener) {
document.addEventListener(‘appReady’, setupElement782600876507762472, false);
} else {
document.documentElement.attachEvent(‘onpropertychange’, function(event){
if (event.propertyName == ‘appReady’) {
setupElement782600876507762472();
}
});
}

#element-a328c80e-5430-45bc-84fa-940daebdb3ac .colored-box-content {
clear: both;
float: left;
width: 100%;
-moz-box-sizing: border-box;
-webkit-box-sizing: border-box;
-ms-box-sizing: border-box;
box-sizing: border-box;
background-color: #cae2da;
padding-top: 20px;
padding-bottom: 20px;
padding-left: 20px;
padding-right: 20px;
-webkit-border-top-left-radius: 20px;
-moz-border-top-left-radius: 20px;
border-top-left-radius: 20px;
-webkit-border-top-right-radius: 20px;
-moz-border-top-right-radius: 20px;
border-top-right-radius: 20px;
-webkit-border-bottom-left-radius: 20px;
-moz-border-bottom-left-radius: 20px;
border-bottom-left-radius: 20px;
-webkit-border-bottom-right-radius: 20px;
-moz-border-bottom-right-radius: 20px;
border-bottom-right-radius: 20px;
}

Are there any reasons why a claim would not be paid out?

Like any insurance policy, an Income Protection claim must be verified by a doctor before it will be paid out. But in general circumstances, the majority of claims are paid without any issues.

​Most recently, Aviva paid out 93% of all claims submitted in 2020.

function setupElement480401960241564555() {
var requireFunc = window.platformElementRequire || window.require;

// Relies on a global require, specific to platform elements
requireFunc([
‘w-global’,
‘underscore’,
‘jquery’,
‘backbone’,
‘util/platform/elements/PlatformElement’,
‘util/platform/elements/PlatformElementSettings’
], function(
_W,
_,
$,
Backbone,
PlatformElement,
PlatformElementSettings
) {
var dependencies = null || [];
var platform_element_id = “848857247979793891-1.0.1”;

if (typeof _W.loadedPlatformDependencies === ‘undefined’) {
_W.loadedPlatformDependencies = [];
}

if (typeof _W.platformElements === ‘undefined’) {
_W.platformElements = [];
}

if (typeof _W.platformElements[platform_element_id] === ‘undefined’) {
_W.platformElements[platform_element_id] = {};
_W.platformElements[platform_element_id].deferredObject = new $.Deferred();
_W.platformElements[platform_element_id].deferredPromise = _W.platformElements[platform_element_id].deferredObject.promise();
}

if(_.intersection(_W.loadedPlatformDependencies, dependencies).length !== dependencies.length){
_.reduce(dependencies, function(promise, nextScript){
_W.loadedPlatformDependencies.push(nextScript);
return promise.then(function(){
return $.getScript(nextScript);
});
}, $().promise()).then(function(){
_W.platformElements[platform_element_id].deferredObject.resolve();
});
}

if (dependencies.length === 0){
_W.platformElements[platform_element_id].deferredObject.resolve();
}

_W.platformElements[platform_element_id].deferredPromise.done(function(){
var _ElementDefinition = /**
* This is required for element rendering to be possible
* @type {PlatformElement}
*/
(function() {
var ColoredBox = PlatformElement.extend({

initialize: function() {
}

});

return ColoredBox;
})();

if (typeof _ElementDefinition == ‘undefined’ || typeof _ElementDefinition == ‘null’) {
var _ElementDefinition = PlatformElement.extend({});
}

var _Element = _ElementDefinition.extend({
initialize: function() {
// we still want to call the initialize function defined by the developer
// however, we don’t want to call it until placeholders have been replaced
this.placeholderInterval = setInterval(function() {
// so use setInterval to check for placeholders.
if (this.$(‘.platform-element-child-placeholder’).length == 0) {
clearInterval(this.placeholderInterval);
this.constructor.__super__.initialize.apply(this);
}
}.bind(this), 100);
}
});

_Element.prototype.settings = new PlatformElementSettings({“top_left_radius_each”:[{“top_left_radius_index”:0},{“top_left_radius_index”:1},{“top_left_radius_index”:2},{“top_left_radius_index”:3},{“top_left_radius_index”:4},{“top_left_radius_index”:5},{“top_left_radius_index”:6},{“top_left_radius_index”:7},{“top_left_radius_index”:8},{“top_left_radius_index”:9},{“top_left_radius_index”:10},{“top_left_radius_index”:11},{“top_left_radius_index”:12},{“top_left_radius_index”:13},{“top_left_radius_index”:14},{“top_left_radius_index”:15},{“top_left_radius_index”:16},{“top_left_radius_index”:17},{“top_left_radius_index”:18},{“top_left_radius_index”:19}],”top_right_radius_each”:[{“top_right_radius_index”:0},{“top_right_radius_index”:1},{“top_right_radius_index”:2},{“top_right_radius_index”:3},{“top_right_radius_index”:4},{“top_right_radius_index”:5},{“top_right_radius_index”:6},{“top_right_radius_index”:7},{“top_right_radius_index”:8},{“top_right_radius_index”:9},{“top_right_radius_index”:10},{“top_right_radius_index”:11},{“top_right_radius_index”:12},{“top_right_radius_index”:13},{“top_right_radius_index”:14},{“top_right_radius_index”:15},{“top_right_radius_index”:16},{“top_right_radius_index”:17},{“top_right_radius_index”:18},{“top_right_radius_index”:19}],”bottom_left_radius_each”:[{“bottom_left_radius_index”:0},{“bottom_left_radius_index”:1},{“bottom_left_radius_index”:2},{“bottom_left_radius_index”:3},{“bottom_left_radius_index”:4},{“bottom_left_radius_index”:5},{“bottom_left_radius_index”:6},{“bottom_left_radius_index”:7},{“bottom_left_radius_index”:8},{“bottom_left_radius_index”:9},{“bottom_left_radius_index”:10},{“bottom_left_radius_index”:11},{“bottom_left_radius_index”:12},{“bottom_left_radius_index”:13},{“bottom_left_radius_index”:14},{“bottom_left_radius_index”:15},{“bottom_left_radius_index”:16},{“bottom_left_radius_index”:17},{“bottom_left_radius_index”:18},{“bottom_left_radius_index”:19}],”bottom_right_radius_each”:[{“bottom_right_radius_index”:0},{“bottom_right_radius_index”:1},{“bottom_right_radius_index”:2},{“bottom_right_radius_index”:3},{“bottom_right_radius_index”:4},{“bottom_right_radius_index”:5},{“bottom_right_radius_index”:6},{“bottom_right_radius_index”:7},{“bottom_right_radius_index”:8},{“bottom_right_radius_index”:9},{“bottom_right_radius_index”:10},{“bottom_right_radius_index”:11},{“bottom_right_radius_index”:12},{“bottom_right_radius_index”:13},{“bottom_right_radius_index”:14},{“bottom_right_radius_index”:15},{“bottom_right_radius_index”:16},{“bottom_right_radius_index”:17},{“bottom_right_radius_index”:18},{“bottom_right_radius_index”:19}],”top_padding_each”:[{“top_padding_index”:0},{“top_padding_index”:1},{“top_padding_index”:2},{“top_padding_index”:3},{“top_padding_index”:4},{“top_padding_index”:5},{“top_padding_index”:6},{“top_padding_index”:7},{“top_padding_index”:8},{“top_padding_index”:9},{“top_padding_index”:10},{“top_padding_index”:11},{“top_padding_index”:12},{“top_padding_index”:13},{“top_padding_index”:14},{“top_padding_index”:15},{“top_padding_index”:16},{“top_padding_index”:17},{“top_padding_index”:18},{“top_padding_index”:19}],”bottom_padding_each”:[{“bottom_padding_index”:0},{“bottom_padding_index”:1},{“bottom_padding_index”:2},{“bottom_padding_index”:3},{“bottom_padding_index”:4},{“bottom_padding_index”:5},{“bottom_padding_index”:6},{“bottom_padding_index”:7},{“bottom_padding_index”:8},{“bottom_padding_index”:9},{“bottom_padding_index”:10},{“bottom_padding_index”:11},{“bottom_padding_index”:12},{“bottom_padding_index”:13},{“bottom_padding_index”:14},{“bottom_padding_index”:15},{“bottom_padding_index”:16},{“bottom_padding_index”:17},{“bottom_padding_index”:18},{“bottom_padding_index”:19}],”left_padding_each”:[{“left_padding_index”:0},{“left_padding_index”:1},{“left_padding_index”:2},{“left_padding_index”:3},{“left_padding_index”:4},{“left_padding_index”:5},{“left_padding_index”:6},{“left_padding_index”:7},{“left_padding_index”:8},{“left_padding_index”:9},{“left_padding_index”:10},{“left_padding_index”:11},{“left_padding_index”:12},{“left_padding_index”:13},{“left_padding_index”:14},{“left_padding_index”:15},{“left_padding_index”:16},{“left_padding_index”:17},{“left_padding_index”:18},{“left_padding_index”:19}],”right_padding_each”:[{“right_padding_index”:0},{“right_padding_index”:1},{“right_padding_index”:2},{“right_padding_index”:3},{“right_padding_index”:4},{“right_padding_index”:5},{“right_padding_index”:6},{“right_padding_index”:7},{“right_padding_index”:8},{“right_padding_index”:9},{“right_padding_index”:10},{“right_padding_index”:11},{“right_padding_index”:12},{“right_padding_index”:13},{“right_padding_index”:14},{“right_padding_index”:15},{“right_padding_index”:16},{“right_padding_index”:17},{“right_padding_index”:18},{“right_padding_index”:19}],”background_color”:”#cae2da”,”opacity”:100,”top_left_radius”:20,”top_right_radius”:20,”bottom_left_radius”:20,”bottom_right_radius”:20,”top_padding”:20,”bottom_padding”:20,”left_padding”:20,”right_padding”:20});
_Element.prototype.settings.page_element_id = “480401960241564555”;

_Element.prototype.element_id = “a328c80e-5430-45bc-84fa-940daebdb3ac”;
_Element.prototype.user_id = “40859893”;
_Element.prototype.site_id = “748682923609045137”;
_Element.prototype.assets_path = “//marketplace.editmysite.com/uploads/b/marketplace-elements-848857247979793891-1.0.1/assets/”;
new _Element({
el: ‘#element-a328c80e-5430-45bc-84fa-940daebdb3ac’
});
});
});

}

if (typeof document.documentElement.appReady == ‘undefined’) {
document.documentElement.appReady = 0;
}

if (document.documentElement.appReady || (window.inEditor && window.inEditor())) {
setupElement480401960241564555();
} else if (document.createEvent && document.addEventListener) {
document.addEventListener(‘appReady’, setupElement480401960241564555, false);
} else {
document.documentElement.attachEvent(‘onpropertychange’, function(event){
if (event.propertyName == ‘appReady’) {
setupElement480401960241564555();
}
});
}

function setupElement332849362985381747() {
var requireFunc = window.platformElementRequire || window.require;

// Relies on a global require, specific to platform elements
requireFunc([
‘w-global’,
‘underscore’,
‘jquery’,
‘backbone’,
‘util/platform/elements/PlatformElement’,
‘util/platform/elements/PlatformElementSettings’
], function(
_W,
_,
$,
Backbone,
PlatformElement,
PlatformElementSettings
) {
var dependencies = null || [];
var platform_element_id = “848857247979793891-1.0.1”;

if (typeof _W.loadedPlatformDependencies === ‘undefined’) {
_W.loadedPlatformDependencies = [];
}

if (typeof _W.platformElements === ‘undefined’) {
_W.platformElements = [];
}

if (typeof _W.platformElements[platform_element_id] === ‘undefined’) {
_W.platformElements[platform_element_id] = {};
_W.platformElements[platform_element_id].deferredObject = new $.Deferred();
_W.platformElements[platform_element_id].deferredPromise = _W.platformElements[platform_element_id].deferredObject.promise();
}

if(_.intersection(_W.loadedPlatformDependencies, dependencies).length !== dependencies.length){
_.reduce(dependencies, function(promise, nextScript){
_W.loadedPlatformDependencies.push(nextScript);
return promise.then(function(){
return $.getScript(nextScript);
});
}, $().promise()).then(function(){
_W.platformElements[platform_element_id].deferredObject.resolve();
});
}

if (dependencies.length === 0){
_W.platformElements[platform_element_id].deferredObject.resolve();
}

_W.platformElements[platform_element_id].deferredPromise.done(function(){
var _ElementDefinition = /**
* This is required for element rendering to be possible
* @type {PlatformElement}
*/
(function() {
var ColoredBox = PlatformElement.extend({

initialize: function() {
}

});

return ColoredBox;
})();

if (typeof _ElementDefinition == ‘undefined’ || typeof _ElementDefinition == ‘null’) {
var _ElementDefinition = PlatformElement.extend({});
}

var _Element = _ElementDefinition.extend({
initialize: function() {
// we still want to call the initialize function defined by the developer
// however, we don’t want to call it until placeholders have been replaced
this.placeholderInterval = setInterval(function() {
// so use setInterval to check for placeholders.
if (this.$(‘.platform-element-child-placeholder’).length == 0) {
clearInterval(this.placeholderInterval);
this.constructor.__super__.initialize.apply(this);
}
}.bind(this), 100);
}
});

_Element.prototype.settings = new PlatformElementSettings({“top_left_radius_each”:[{“top_left_radius_index”:0},{“top_left_radius_index”:1},{“top_left_radius_index”:2},{“top_left_radius_index”:3},{“top_left_radius_index”:4},{“top_left_radius_index”:5},{“top_left_radius_index”:6},{“top_left_radius_index”:7},{“top_left_radius_index”:8},{“top_left_radius_index”:9},{“top_left_radius_index”:10},{“top_left_radius_index”:11},{“top_left_radius_index”:12},{“top_left_radius_index”:13},{“top_left_radius_index”:14},{“top_left_radius_index”:15},{“top_left_radius_index”:16},{“top_left_radius_index”:17},{“top_left_radius_index”:18},{“top_left_radius_index”:19}],”top_right_radius_each”:[{“top_right_radius_index”:0},{“top_right_radius_index”:1},{“top_right_radius_index”:2},{“top_right_radius_index”:3},{“top_right_radius_index”:4},{“top_right_radius_index”:5},{“top_right_radius_index”:6},{“top_right_radius_index”:7},{“top_right_radius_index”:8},{“top_right_radius_index”:9},{“top_right_radius_index”:10},{“top_right_radius_index”:11},{“top_right_radius_index”:12},{“top_right_radius_index”:13},{“top_right_radius_index”:14},{“top_right_radius_index”:15},{“top_right_radius_index”:16},{“top_right_radius_index”:17},{“top_right_radius_index”:18},{“top_right_radius_index”:19}],”bottom_left_radius_each”:[{“bottom_left_radius_index”:0},{“bottom_left_radius_index”:1},{“bottom_left_radius_index”:2},{“bottom_left_radius_index”:3},{“bottom_left_radius_index”:4},{“bottom_left_radius_index”:5},{“bottom_left_radius_index”:6},{“bottom_left_radius_index”:7},{“bottom_left_radius_index”:8},{“bottom_left_radius_index”:9},{“bottom_left_radius_index”:10},{“bottom_left_radius_index”:11},{“bottom_left_radius_index”:12},{“bottom_left_radius_index”:13},{“bottom_left_radius_index”:14},{“bottom_left_radius_index”:15},{“bottom_left_radius_index”:16},{“bottom_left_radius_index”:17},{“bottom_left_radius_index”:18},{“bottom_left_radius_index”:19}],”bottom_right_radius_each”:[{“bottom_right_radius_index”:0},{“bottom_right_radius_index”:1},{“bottom_right_radius_index”:2},{“bottom_right_radius_index”:3},{“bottom_right_radius_index”:4},{“bottom_right_radius_index”:5},{“bottom_right_radius_index”:6},{“bottom_right_radius_index”:7},{“bottom_right_radius_index”:8},{“bottom_right_radius_index”:9},{“bottom_right_radius_index”:10},{“bottom_right_radius_index”:11},{“bottom_right_radius_index”:12},{“bottom_right_radius_index”:13},{“bottom_right_radius_index”:14},{“bottom_right_radius_index”:15},{“bottom_right_radius_index”:16},{“bottom_right_radius_index”:17},{“bottom_right_radius_index”:18},{“bottom_right_radius_index”:19}],”top_padding_each”:[{“top_padding_index”:0},{“top_padding_index”:1},{“top_padding_index”:2},{“top_padding_index”:3},{“top_padding_index”:4},{“top_padding_index”:5},{“top_padding_index”:6},{“top_padding_index”:7},{“top_padding_index”:8},{“top_padding_index”:9},{“top_padding_index”:10},{“top_padding_index”:11},{“top_padding_index”:12},{“top_padding_index”:13},{“top_padding_index”:14},{“top_padding_index”:15},{“top_padding_index”:16},{“top_padding_index”:17},{“top_padding_index”:18},{“top_padding_index”:19}],”bottom_padding_each”:[{“bottom_padding_index”:0},{“bottom_padding_index”:1},{“bottom_padding_index”:2},{“bottom_padding_index”:3},{“bottom_padding_index”:4},{“bottom_padding_index”:5},{“bottom_padding_index”:6},{“bottom_padding_index”:7},{“bottom_padding_index”:8},{“bottom_padding_index”:9},{“bottom_padding_index”:10},{“bottom_padding_index”:11},{“bottom_padding_index”:12},{“bottom_padding_index”:13},{“bottom_padding_index”:14},{“bottom_padding_index”:15},{“bottom_padding_index”:16},{“bottom_padding_index”:17},{“bottom_padding_index”:18},{“bottom_padding_index”:19}],”left_padding_each”:[{“left_padding_index”:0},{“left_padding_index”:1},{“left_padding_index”:2},{“left_padding_index”:3},{“left_padding_index”:4},{“left_padding_index”:5},{“left_padding_index”:6},{“left_padding_index”:7},{“left_padding_index”:8},{“left_padding_index”:9},{“left_padding_index”:10},{“left_padding_index”:11},{“left_padding_index”:12},{“left_padding_index”:13},{“left_padding_index”:14},{“left_padding_index”:15},{“left_padding_index”:16},{“left_padding_index”:17},{“left_padding_index”:18},{“left_padding_index”:19}],”right_padding_each”:[{“right_padding_index”:0},{“right_padding_index”:1},{“right_padding_index”:2},{“right_padding_index”:3},{“right_padding_index”:4},{“right_padding_index”:5},{“right_padding_index”:6},{“right_padding_index”:7},{“right_padding_index”:8},{“right_padding_index”:9},{“right_padding_index”:10},{“right_padding_index”:11},{“right_padding_index”:12},{“right_padding_index”:13},{“right_padding_index”:14},{“right_padding_index”:15},{“right_padding_index”:16},{“right_padding_index”:17},{“right_padding_index”:18},{“right_padding_index”:19}],”background_color”:”##”,”opacity”:100,”top_left_radius”:20,”top_right_radius”:20,”bottom_left_radius”:20,”bottom_right_radius”:20,”top_padding”:20,”bottom_padding”:20,”left_padding”:20,”right_padding”:20});
_Element.prototype.settings.page_element_id = “332849362985381747”;

_Element.prototype.element_id = “7675ad53-cfd8-4a1b-a916-707e39051d83”;
_Element.prototype.user_id = “40859893”;
_Element.prototype.site_id = “748682923609045137”;
_Element.prototype.assets_path = “//marketplace.editmysite.com/uploads/b/marketplace-elements-848857247979793891-1.0.1/assets/”;
new _Element({
el: ‘#element-7675ad53-cfd8-4a1b-a916-707e39051d83’
});
});
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