Taking the first step in your mortgage journey can be daunting, but we’re here to make the process as straightforward and stress-free as possible. At IPF, we work for you, not any one institution.
Turn your dream of homeownership into a reality.
Looking to upgrade? We can guide you through the process.
Discover the benefits of switching your existing mortgage.
Find out how we can help simplify your se-lf build journey.
Expert, impartial advice specific to Public Sector Employees.
Access to potentially lower interest rates through various lenders within the Irish market.
One point of contact to guide you through our simplified mortgage process.
A one-stop shop for all of your financial planning needs.
“I recently had the pleasure of having Ross Gaynor support me with purchasing a house, a notoriously stressful time. From our first meeting, Ross took the time to understand my goals and support me through the process.”
Rebecca McConnell
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It’s a proportion of the house value, so the deposit amount will depend on the price of the property you want to buy.
In Ireland you’ll need a deposit of at least:
With a fixed rate mortgage, your interest rate and monthly repayments are fixed for a set time as agreed between the lender and borrower.
A variable rate mortgage is a rate that can vary during the life of the mortgage. If interest rates rise, the monthly payments will increase.
LTV stands for ‘loan to value’, which simply means how the size of the loan compares to the overall value of the property. For example, if the property value is €200,000 and the loan is for €150,000, then the LTV is 75%.
It is a mortgage broker’s job to make your home buying journey as stress-free as possible. We have access to a wide range of lenders and will help you choose the best deal for your situation. We will liaise directly with the lender on your behalf and be with you every step of the way until you get the keys to your new home.
If you would like to start your application or just want to know more about the process you can contact our mortgage team on the below.
Call our Mortgage Advisor, Ross Gaynor, on: 087 922 9627 Email our Ross directly at: ross@ipf.ie.
