Irish Pensions and Finance

Retirement Risk Profiler – Irish Pensions and Finance

    This questionnaire consists of 15 questions. 

    * Indicates required field

    Name *

    First

    Last

    Phone Number *

    Email *

    1) I would enjoy exploring investment opportunities for my money. *

    I strongly agree with this statement
    I tend to agree with this statement
    In between
    I tend to disagree with this statement
    I strongly disagree with this statement

    2) I would go for the best possible return even if there were risk involved *

    Always
    Usually
    Sometimes
    Rarely
    Never

    3) How would you describe your typical attitude when making important financial decisions? *

    Very Adventurous
    Fairly adventurous
    Average
    Fairly cautious
    Very cautious

    4) What amount of risk do you feel you have taken with your past financial decisions? *

    Very large
    Large
    Medium
    Small
    Very Small

    5) To reach my financial goal I prefer an investment which is safe and grows slowly but steadily, even if it means lower growth overall. *

    I strogly agree with this statement
    I tend to agree with this statement
    In between
    I tend to disagree with this statement
    I strongly disagree with this statement

    6) When I consider investments that have an element of risk I feel quite anxious. *

    I strongly agree with this statement
    I tend to agree with this statement
    In between
    I tend to disagree with this statement
    I strongly disagree with this statement

    7) Imagine the six months after making an investment the financial markets start to perform badly. In line with this, your own investment goes down by a significant amount. What would your reaction be? *

    Withdraw your money and put it in a savings account to prevent any further losses
    Transfer your money to a more secure investment product to reduce the risk of further losses
    Monitor the investment and wait to see if it improves
    Invest more fund to take advantage of the lower price, expecting future growth

    8) I am looking for high investment growth, I am willing to accept the possibility of greater loss to achieve this *

    I strongly agree with this statement
    I tend to agree with this statement
    In between
    I tend to disagree with this statement
    I strongly disagree with this statement

    9) If you had money to invest, how much would you be willing to place in an investment with possible high returns but a similar chance of losing some of your money? *

    All of it
    More than half
    Half
    Less than half
    Very little, if any

    10) How do you think that a friend who knows you well would describe your attitude to take financial risks? *

    Daring
    Sometimes daring
    A thoughtful risk taker
    Careful
    Very cautious and risk averse

    11) If you had picked an investment with potential for large gains but also the risk of large losses how would you feel? *

    Panicked and very uncomfortable
    Quite uneasy
    A little concerned
    Accepting of the possible highs and lows
    Excited by the potential for gain

    12) I am prepared to take a risk with my money if it means I could have more to spend in the long run *

    I strongly agree with this statement
    I tend to agree with this statement
    In between
    I tend to disagree with this statement
    I strongly disagree with this statement

    12) Imagine that you have some money to invest and a choice of investment products, which option would you choose? *

    A product with a low average annual return but almost no risk of loss of the initial investment
    A product with a higher average return but some risk of losing part of the initial investment
    A mixture of the products above

    13) I would prefer small certain gains to large uncertain ones *

    I strongly agree with this statement
    I tend to agree with this statement
    In between
    In tend to disagree with this statement
    I strongly disagree with this statement

    14) When considering a major financial decision which statement BEST describes the way you think about the possible losses or the possible gains? *

    I’m excited about the possible gains
    I’m optimistic about possible gains
    I think about both the possible gains and losses
    I am conscious of the possible losses
    I worry about the possible losses

    15) I want my investment money to be safe even if it means lower returns *

    I strongly agree with this statement
    I tend to agree with this statement
    In between
    I tend to disagree with this statement
    I strongly disagree with this statement

    By submitting my details above I agree to being contacted by Irish Pensions & Finance in relation to my financial plans.