Irish Pensions & Finance currently administer 140 Group AVC schemes for Public Sector employees. AVC schemes give employees the opportunity to save for their retirement by building a fund to supplement their superannuation scheme benefits.
Regular Premiums
When you join the Group AVC scheme, your employer will arrange for your premiums to be deducted directly from your gross pay at source. This means that tax relief on your contributions is arranged directly by your payroll department, with no need to apply through Revenue.
Single Premium Contributions
It is also possible to submit a lump sum contribution into your AVC. This can be a once off ‘last minute’ contribution just before retirement in order to take advantage of any tax relief available, or can be made at any stage up to retirement.
*at your marginal rate. Subject to Revenue rules.
As with all financial decisions, it is important to consider your objectives and to take into account your current situation. We would always suggest speaking to a Financial Advisor before putting any plans in place.
Alternatively, you can contact us by phone or email as below.
We look forward to
hearing from you.
Phone:
01 8298500
Email:
info@ipf.ie
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