Tax Relief – Irish Pensions and Finance - Irish Pensions and Finance

Tax relief on pension contributions
The amount of tax relief you can get on your own pension contributions depends on your age.
Tax relief is given at your marginal (highest) tax rate.

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AVCs and tax relief
Additional Voluntary Contributions (AVCs) are a tax-efficient way for Public Sector employees to save for their retirement. The contributions that are made throughout employment may be eligible for tax relief within Revenue limits.*

AVCs and PRSA AVCs qualify for tax relief at your marginal rate.

For example: If your marginal rate of tax is 40%, when you contribute €100 to your AVC from your net pay, you will receive tax relief of €67, which means a total of €167 is invested in your AVC.

Tax relief on regular contributions to Public Sector AVC schemes is given at source by payroll, there is no need to make any further claims through Revenue.
*Based on 40% tax payer

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Age-related percentage limit for tax relief on pension contributions

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Is there a limit on how much tax relief an individual can claim?
Tax relief is available up to the age-related percentage limit of your earnings in any given year.
Please see the graph below to the maximum amount of tax relief available to you for the relevant year.

The maximum annual amount of earnings for which tax relief is given is capped at €115,000.

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To find out more about how you can avail of tax relief through AVCs, submit your details below to arrange a consultation with a Financial Advisor

Name *

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Phone Number *

Email *

Employer *

Comment *

Submit

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Alternatively, you can contact us by phone or email as below.

We look forward to
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_Element.prototype.settings.page_element_id = “463672070351905673”;

_Element.prototype.element_id = “f4f450d4-e289-4d7d-8ecf-2f03e89cf6f2”;
_Element.prototype.user_id = “40859893”;
_Element.prototype.site_id = “748682923609045137”;
_Element.prototype.assets_path = “//marketplace.editmysite.com/uploads/b/marketplace-elements-848857247979793891-1.0.1/assets/”;
new _Element({
el: ‘#element-f4f450d4-e289-4d7d-8ecf-2f03e89cf6f2’
});
});
});

}

if (typeof document.documentElement.appReady == ‘undefined’) {
document.documentElement.appReady = 0;
}

if (document.documentElement.appReady || (window.inEditor && window.inEditor())) {
setupElement463672070351905673();
} else if (document.createEvent && document.addEventListener) {
document.addEventListener(‘appReady’, setupElement463672070351905673, false);
} else {
document.documentElement.attachEvent(‘onpropertychange’, function(event){
if (event.propertyName == ‘appReady’) {
setupElement463672070351905673();
}
});
}

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