Our team of financial advisors work closely with Public Sector employees as they approach this exciting yet daunting stage in their lives. Below are the key steps we always advise our clients to consider in the years running up to your retirement
Consider factors like desired lifestyle, expected expenses, and potential sources of income (pensions, investments, rental income).
Make the most of the tax reliefs available on pension contributions by making regular and/or lump sum contributions in the years approaching retirement.
If you have an AVC or personal pension, explore the various options available to you when drawing down and take the stress out of the retirement process.
Approaching retirement, you may want to shift to more conservative investments to preserve your savings to date. Review your current funds with your financial advisor to ensure they align with your goals.
Our Glidepath service is designed to guide you through the years approaching your retirement and help ensure you can make the most of your newfound freedom.
Maximise your tax-free lump sum while making the most of the tax relief allowances available before retirement.
Your IPF Advisor can talk you through your options for protecting your savings and managing your money into retirement.
Join one of our annual Retirement Planning webinars, which provide useful tips for those who are due to retire within the next 5 years.
“I’ve been dealing with Neil for about ten years now. He has incredible knowledge of all the products, and makes sure that he offers the appropriate products for me for both now and the future, giving me the full detail to think about it before I commit. I couldn’t recommend him more highly.”
Geraldine Walsh
30+Years working with Public Sector staff
28k+Current Policyholders
90+Staff Members
€1bin funds under management
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