At Irish Pensions and Finance, we know that saving and investing can feel overwhelming—but it doesn’t have to be. Whether you’re putting money aside for the future, planning for a big purchase, or looking to grow your wealth, we’re here to help.
Our expert advisors will take the time to understand your goals and guide you towards the best savings and investment options for you. From simple savings plans to smart investment strategies, we’ll help you make the most of your money while keeping things easy to understand.
Whether it’s a home deposit, children’s education or securing your future, savings help you reach your financial goals without relying on credit.
Investments have the potential to generate higher returns over time compared to regular deposit bank accounts.
Investing can help your money grow at a level that outpaces inflation.
Knowing you have money set aside reduces financial stress and gives you more control over your future.
We work with multiple providers, meaning our advisors can compare plans from different providers to find the best options for you.
As experts in public sector benefits, we can assess your circumstances and recommend the most suitable policy to suit your needs and budget.
Your IPF advisor can guide you through any paperwork involved and communicate with providers on your behalf.
As an IPF client, you can avail of annual consultations to ensure your plan remains suitable as your circumstances change.
“It’s so great to have people with in-depth knowledge about finance and consultancy assisting you in making the wise decisions for your personal finances. My advisor Nishtha really did outshine my expectations with the company. She not only helped me in choosing the best available option for saving plans but also have suggestions to have a more secured and stable future with Pension plans.”
Nalin
30+Years providing financial advice
28kcurrent policyholders
90+staff members
€1bOne billion in funds under management
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Alternatively, you can contact us by phone or email.
While savings accounts offer security and easy access, they typically provide lower returns. Investing allows your money to grow over time, often outpacing inflation, and can provide higher returns depending on the level of risk you’re comfortable with.
We offer a wide range of investment solutions, including:
Our financial advisors will assess your financial goals, risk tolerance, and investment timeline to tailor a plan that suits your needs. Whether you are saving for retirement, a home, or general wealth growth, we provide personalised guidance.
Risk tolerance refers to how comfortable you are with market fluctuations. Higher-risk investments can provide higher returns but may be more volatile, while lower-risk options are more stable but may offer lower returns. Understanding your risk tolerance helps in choosing the right investment strategy.
This depends on the investment type. Some savings plans allow you to start with as little as €100 per month, while lump sum investments may require a minimum of €10,000.
It depends on the investment. Some savings plans allow flexible access, while others may have a minimum investment period or early withdrawal penalties. We can help you find an option that balances growth with accessibility.
Investments are subject to tax depending on the type of asset. For example:
You can book a consultation with one of our financial advisors. We’ll assess your financial situation, discuss your goals, and recommend a tailored savings and investment plan.
